1: How to Stay Motivated on Your Financial Journey

Lindsey: 00:00:00

Hello, and welcome to the very first episode of

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the Money Clarity Podcast.

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Thank you so much for

joining me on this adventure.

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I can't wait to help you make some

powerful money shifts so that you

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can live your best life and use money

as a tool to help you get there.

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I'm your host, Lindsay Ciarrocca,

and to kick things off.

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Today, I'm sharing with you a simple,

yet powerful exercise that I do

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with all of my clients before we

ever start to look at any numbers.

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Lindsey (2): Welcome to

the Money Clarity Podcast.

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I'm your host, Lindsey Ciarrocca.

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I'm a YNAB certified coach

and a certified money coach.

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And I am here to help you stop

feeling stressed about money.

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Together we'll get your finances organized

so that you can finally feel confident

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about not only spending and saving,

but using your money as a tool to go

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after your biggest, wildest dreams.

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Let's dive into today's episode.

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Lindsey: If you've been on your

financial journey for a while, you know

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that sometimes it can feel like you're

attempting to scale Mount Everest.

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There are days when you just want

to throw in the towel and quit.

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Or maybe you're just starting out and the

whole thing feels completely overwhelming.

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Where do you even start?

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Today, I'm sharing with you a simple,

yet powerful exercise that I do with

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all of my clients before we ever

even start to look at any numbers.

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It's all about finding your financial why.

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So let me ask you a question.

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What is your financial why?

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Your why should be something

short but powerful.

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This should resonate with

you so deeply that it almost

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feels like a punch in the gut.

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It's that powerful.

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It's something that you could

write on a post-it note.

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Put somewhere that you'll see

it every single day, and be

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reminded of why you chose to work

on your relationship with money.

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It should be something that will

keep you moving forward when things

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get hard and you feel like quitting

because they will, but the life that's

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possible on the other side of all

that discomfort, totally worth it.

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Close your eyes and think about

some of these questions to help

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you discover your financial why.

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Why do you want to be in a

better place financially?

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Why did you decide now was

the time to start working on

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your relationship with money?

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What makes you excited to work

towards a better financial future?

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What would a better financial

future mean for you, your kids,

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or maybe even your grandkids?

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Maybe it's the freedom

from financial stress.

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Not having to lay awake at night

constantly worrying about money,

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or maybe it's the ability to save

your goals so you can finally own a

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home or take that dream vacation or

just put your kids through college.

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Or perhaps it's the peace of mind

that comes from being in control

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of your money and knowing you have

enough to cover all of your expenses.

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As you're looking for your

financial why, don't be afraid

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to dig a little bit deeper here.

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Your why has to be stronger than your

desire to stay in your comfort zone,

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because while your comfort zone is safe.

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Nothing changes there.

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This money journey is all about empowering

yourself to take control of your finances

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so that you can get to a better place.

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I encourage you to take some time

to journal and explore your why.

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Then go ahead and let

it sit for a day or two.

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Then come back to what you wrote.

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Is there a theme?

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Does anything stand out?

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Drill down and ask yourself

why a few more times.

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Why is it important that you pay off debt?

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Why is it important that you're able to

help your kids pay for college Again?

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Keep going until you find that

concise, powerful statement

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that truly resonates with you.

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Once you have it, write it on a

sticky note and put it somewhere where

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you will see it every single day.

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Maybe that's your computer or on

the bathroom mirror so you see

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it first thing every morning.

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You could also add it as a reminder

that pops up on your phone throughout

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the day, or go ahead and take a

photo of that Post-it note and make

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it the background on your phone.

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All of these little reminders

are the secret weapon that will

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propel you to keep moving forward

when you feel like quitting.

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This why is the foundation for

everything you do with your money.

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It's what allows you to confidently

tell your money where to go

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without the guilt or stress.

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It's what helps you prioritize what's

worth spending on and what's not.

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Knowing your why gives you permission to

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say no to things that don't

align with what will help move

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you closer towards your goals.

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So go find it, write it down, and

let it be the anchor that keeps you

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focused on your biggest, wildest dreams.

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Because remember these

biggest, wildest dreams.

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Are within reach.

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Let's go make some money moves

so that you too can start to

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experience financial freedom.

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That's all for this episode

of the Money Clarity Podcast.

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My hope is that today's conversation

gave you a little bit of clarity and

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confidence to take the next right step.

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If you are ready to dive deeper into

your relationship with money, you can

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find more resources both free and paid,

at theexuberantelephant.com/everything.

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You can also find that link in the

show notes, and if you're enjoying the

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podcast, please leave a rating and review.

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It really helps the show reach

more people just like you.

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I'll talk to you next time.