Episode 3

3: Why Your Budget Never Sticks (Spoiler Alert: It's Not Your Fault)

Have you ever tried budgeting in the past, maybe multiple times, only to feel that lingering sense of defeat when things just didn't stick? You're smart, you're educated, you have a good job, yet money still feels incredibly confusing. You download the apps, you try the "no-spend" challenges, you restrict yourself... and then you crash and burn on a guilt-fueled spending spree.

In this episode, we explore why most traditional budgeting advice fails us and introduce you to the four sides of money. By addressing all four of these areas, you can finally create lasting change and achieve what I call Financial Exuberance—a state where you have a positive relationship with money, use it as a tool to live Your Greatest Life, and achieve your biggest, wildest dreams.

FREE workbook, Align Your Money Workbook: https://www.theexuberantelephant.com/align


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🟪 FREE RESOURCES: https://www.theexuberantelephant.com/downloads

🟪 EVERYTHING PAGE: https://www.theexuberantelephant.com/everything

🟪 BLOG: https://www.theexuberantelephant.com/blog-home

➡️ Try YNAB for FREE for 34 days: https://theexuberantelephant.com/ynab (affiliate link)

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DISCLOSURES

By using the affiliate links above, I may earn a small commission if you decide to purchase anything. Thank you for your support :-)

YNAB Disclosure: I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or affiliates.

About the Podcast

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The Money Clarity Podcast

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About your host

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Lindsey Ciarrocca

Lindsey Ciarrocca is a Financial Planner, YNAB Certified Budgeting Coach and Certified Money Coach and has been helping people take control of their finances since 2015.

Many people carry a lot of emotions related to money — shame, guilt, fear, anxiety — which can hinder them from living their best life. Lindsey is passionate about helping her clients create a more positive relationship with their money so they can use it as a tool to build their businesses, live their Greatest Life and create positive change in the world.

She is a self-described budgeting nerd and crazy cat lady and loves helping people learn to use their money as a tool to help them achieve their biggest, wildest dreams — rather than be an obstacle.